ACCREDITED INVESTOR CERTIFICATION

I hereby certify that I am familiar with the definition of “accredited investor” as defined in Rule 501 of Regulation D issued pursuant to the Securities Act of 1933, as amended, and that I meet the criteria to qualify as an accredited investor, in the category or categories indicated below.



:Rules regarding primary residences: In calculating my net worth, I have

i) excluded my primary residence as an as

ii) excluded debt secured by such residence, up to the estimated fair market value of the residence

iii) included the amount of any increase on the debt secured by the primary residence incurred within 60 days prior to the purchase of the securities (unless related to the acquisition of the primary residence); and

iv) included debt in excess of the fair market value of the primary residence

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